It is not enough to buy a car only rather you need to secure your car and that’s why a breakdown cover is needed. What type of policy is appropriate for you – it depends on which car you are driving. It’s obviously important to choose the right policy for your car. If you own a new and dependable car as you can depend on its uninterrupted service then you should buy a basic cover for emergency back-up. Usually modern and upgrade vehicles don’t cause much trouble so you can rely on them.
On the contrary if you have an older car or the car has been already broken then you need to choose a comprehensive cover which is included more than one facility. If you seem you may need breakdown support often, this kind of policy is perfect for you. So, decide first which policy meets your requirement accordingly.
Types of Covers
There three main cover types. The basic type is a general one which is popular and a good option for anybody. The comprehensive cover is combined by all three. Just look at below to know briefly what these covers are.
-On Spot Service: It is a common feature of all breakdown cover policies. After the breakdown at road you need to call your breakdown cover provider instantly. An expert will arrive at the spot of the breakdown and will assist you to fix the problem. If it is not possible to repair the breakdown on the scene, then it will be taken to the nearest garage. You will get all services free of cost but will have to pay for any part if it needs to buy.
-Home Service: Your breakdown cover policy may cover you during your car driving on the road. You can take any kind of assistance while you require this service. But think if you have any trouble with your car at your home, what will you do? Suppose your car is not starting in the morning and you cannot detect its problem. Home assistance could be best choice in this case.
-Recovery: If you have this kind of policy your car will be recovered if it cannot be fixed on the spot. This policy allows recovering your vehicle and carrying passengers to their respective destination.
-Other Options: There are two options like cover as an individual or cover to the specific vehicle. If the cover is for yourself it will cover any vehicle you drive. It’s a better option for those who drive more than one vehicle. It gives priority to the individuals. The second option provides cover for the car. If it were break down ever you will get covered no matter who were driving that time.